Credit card issuers track far more than your balance. Here's what they actually see and why it matters for your rates, limits, and approvals.

With credit card interest rates near record highs, you might feel like it’s impossible to pay down your debt. In early 2025, ...

A Forbes report explained that a cap on interest rates — which can serve as a tool for pricing risk — wouldn’t simply shield lower-income Americans from relatively high rates. Instead, a cap would ...

On Friday, President Trump called for a one-year cap of 10% on credit card interest rates, set to begin Jan. 20. Without congressional legislation, implementing a rate cap would likely be challenging.

Forbes Advisor’s weekly credit card rates report indicates that the current average credit card interest rate is 25.32%. The Federal Reserve also tracks U.S. consumers' average credit card interest ...

Confused about statement vs current balance on a credit card? Learn the difference, which balance you should pay, and how ...

Travel notices can help prevent your credit card transactions from being declined when you're on vacation. Some major credit issuers like American Express, Chase and Capital One no longer ask for ...

People with 850 credit scores keep accounts open for 30 years on average. Here's what happens when you keep a credit card ...

When a cardholder dies, accounts stay open, balances must be settled, and rewards may be lost. Here's how to prepare and protect your loved ones.