Learn how to get the best rate on a home equity loan

A cash-out refinance replaces your current mortgage with a new, larger one. It includes the remaining balance of your original loan plus an additional amount that you’ll withdraw in cash. This cash comes from your home’s equity.

Thinking about buying a home or refinancing with your VA benefits in 2026? Even though interest rates remain higher than they were a few years ago, VA loans—whether you’re purchasing a new home or using a VA streamline

Here’s how to refinance wisely

For those who have refinanced recently, the savings can be meaningful. ICE Mortgage Technology reports that homeowners who refinanced in the fourth quarter of 2025 lowered their payments by an average of $248 per month — or nearly $3,000 per year