Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

The secret’s out: Nearly 40 percent of Americans use credit cards to build up their credit score, according to recent data from survey firm Ipsos and the Consumer Financial Protection Bureau. When ...

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...