Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Picture this: You're delivering meals through DoorDash when you accidentally sideswipe another car. You later discover your insurance claim is denied — all because you unknowingly used your personal ...

If you've noticed your premium creeping up, you're not alone. Car insurance rates have skyrocketed this year, up 12% average from 2024, according to Bankrate data. With costs rising, you might be ...

Full coverage car insurance protects you and your vehicle in many situations, from fender benders and fallen tree branches to vandalism and theft. But there are a surprising number of things most ...

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Discover how broad form insurance offers extended coverage for specifically named perils and risks, typically with higher ...