Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

John was formerly staff writer at Buy Side. Written by Staff Deputy Editor, Buy Side Les Masterson is a staff Deputy Insurance Editor at Buy Side and has over 10 years of insurance experience.

I didn't get my own car until I was 20. Since I was already at college (officially an "adult") and bought my car with my earnings from summer jobs, I wanted an insurance policy separate from my ...