Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for the 2025-2026 school year range from 6.39% to 8.94%. Consider maxing ...

Changes to federal student loans are set to take effect July 1, just as students and families begin preparing financial aid ...

The federal student loan program has some big changes on the way, impacting current borrowers and those in repayment. Most of the changes take effect on July 1, 2026, as per new provisions in the One ...

Federal Direct Unsubsidized Loans are often the cheapest borrowing option, followed by Direct Plus Loans and private graduate ...

Federal appeals court officially ends Biden's SAVE student loan plan, reportedly impacting 7 million borrowers who must now ...

Many federal student loan borrowers surveyed said they don't know about income-driven repayment plans or Public Service Loan Forgiveness. But these U.S. Department of Education programs can lower ...

The changes stem largely from the megabill President Donald Trump signed into law in July. Money; Getty Images Student loan borrowers are facing major changes to federal education lending that start ...

Recent changes to the federal student aid program have drastically shifted the way many Americans will pay for college in the future, both for themselves and their children. But many people are ...

Parent PLUS loans will undergo significant changes as part of the extensive overhaul to the federal student loan program. While parent borrowers will lose access to more affordable repayment plans, ...

Federal student loans are in the midst of the most significant changes in a generation after Republican lawmakers in Congress and the Trump administration signed the “One Big, Beautiful Bill Act” last ...