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Choosing between fixed and variable rates…. A fixed rate gives stability, your payments stay the same. A variable rate moves with the market, it can rise or fall anytime. If you value predictability, fixed is safer. If you want flexibility and can handle change, variable can work. There’s no right answer for everyone. It depends on your risk tolerance and future plans. Your home may be repossessed if you do not keep up repayments on your mortgage. | A Niche Mortgages
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